SMP's Mobile Sales Solutions and Mobile CRM Solutions ("Mobile Solutions") have an impressive track record of delivering superior business performance for both the insurers and the insurance professionals. SMP's Mobile Solutions are designed to meet the total business needs of the insurers and insurance professionals, by supporting the entire insurer insurance sales cycle in a disconnected environment.

SMP's Mobile Solutions supports the entire sales cycle of the insurance professionals - from understanding and performing financial needs analysis, to customizing a product(s) proposal for the client on the spot, to completing an electronic application, to underwriting the application at the point-of-sale, to submitting the proposal and application remotely -- anytime, anywhere.

• SMP's Mobile Sales Solutions and Mobile CRM Solutions are two strategic business tools that meet the total business needs of the insurance professionals and insurers. These two strategic business tools are now available in a single device from a single technology partner.

Integrate-ability to Insurer's Back-End Systems

• SMP Mobile Solutions are able to integrate seamlessly via SMP's eWORKFlow^TM client-server application - with the ultimate objective of delivering a straight-through process capability to the insurers -- all the way from the points-of-sale.

Disconnect Capable

• Using SMP's proprietary compression and database engine and life rating libraries, both the Mobile Sales Solutions and Mobile CRM Solutions can be deployed in a disconnected mode - with connection to the back-end systems occurring only during submission. This capability empowers insurance professionals to be totally effective regardless of where he is - even when he is on the plane or on a cruise where there is communication is not easily available.

Multiple-Platforms Capable

• SMP's Mobile Solutions are at their best when deployed on truly mobile devices such as handheld devices and PDAs - to take advantage of the devices' size, weight, long battery life, ease of use, and affordability. For users who prefer notebooks and desktops, SMP's Mobile Solutions are fully compatible and will work perfectly well.

Multiple-Language Capable

• Languages supported include English (and other alphabet-related languages), as well as double-byte languages such as simplified Chinese and traditional Chinese, Japanese and Korean.

Track Record of High Adoption by Targeted Users

• SMP's roll-out experience with insurers have proven that more than 80% adoption of the targeted users within 8-10 months is achievable and replicable -- through systematic implementation of high adoption strategies.